네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.

(one) Consideration in the dollar volume of the confined function financial institution's Group advancement loans and Neighborhood development investments that profit or serve the facility-centered assessment area; and

관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.

(one) For banks that manage an internet site, all information demanded with the financial institution's general public file below this portion has to be managed within the financial institution's website.

The Board testimonials the affect and responsiveness of a bank's community development loans and Local community advancement investments that profit or provide a facility-based mostly assessment space, as delivered in § 228.15.

(i) A financial institution may perhaps integrate functionality analysis parts and accompanying yearly measurable objectives For added geographic parts but may not reduce the evaluation of its functionality in any geographic place that could be A part of its overall performance analysis in the absence of an approved program.

The CRA which portion don't demand a lender to originate or obtain loans or investments or to deliver companies that are inconsistent with Secure and seem banking procedures, which include underwriting criteria.

For a significant financial institution needed to report property home finance loan loan facts pursuant to twelve CFR element 1003, the Board will publish around the Board's Web site the data expected by paragraph (j)(two) of this area concerning the distribution of a large lender's originations and purposes of property home finance loan loans by borrower or applicant cash flow amount, race, and ethnicity in Each and every of your financial institution's facility-primarily based assessment regions, and as applicable, its retail lending evaluation places. This data is revealed per year determined by details documented pursuant to 12 CFR component 1003.

The greenback volume on the limited reason financial institution's Local community development loans and Local community advancement investments that profit or serve the Condition or multistate MSA and an assessment in the effect and responsiveness of Individuals loans and investments, as delivered in § 228.15.

The Board evaluates the availability and responsiveness of the financial institution's digital shipping and delivery techniques together with other shipping and delivery techniques, which includes to minimal- and average-profits folks, family members, or homes within the institution level by contemplating:

In the period once the financial institution is formally soliciting community touch upon its Original draft strategy, the financial institution will have to make copies of the Preliminary draft prepare obtainable for review for free of charge in the least places of work of your bank in almost any website facility-based evaluation space included from the program and provide copies on the Preliminary draft prepare upon request for a reasonable charge to include copying and mailing, if applicable.

(one) All composed comments gained from the public for The present calendar year (up to date with a quarterly basis for that prior quarter by March 31, June 30, September 30, and December 31) and every in the prior two calendar years that exclusively relate to the financial institution's performance in helping to meet up with Group credit needs, and any reaction to the responses from the financial institution, if neither the opinions nor the responses have statements that mirror adversely on The nice identify or track record of any people in addition to the lender or publication of which would violate particular provisions of legislation;

(iii) The lender's history of lending to and, as suitable, engaging in other retail and community advancement lending-associated functions for borrowers of various income stages and corporations and farms of various dimensions;

) The array of retail banking services and retail banking solutions offered by electronic supply units as well as other delivery methods; and